Under 1 Roof

This service is part of the Financial and Housing Recovery Center (FHRC)

Applications are accepted year-round and the program is first come, first served. There is a waiting list and you can be on the waiting list for about six months. The Under 1 Roof Program fully replaces worn and damaged roofs with new, energy-efficient asphalt shingle roofs for qualified homeowners. If qualified, the City of San Antonio will place a Restrictive Covenant, signed by homeowner(s), requiring homeowner(s) to maintain property as a homestead and continue to pay property taxes for five years from project completion.

Online Form

This service is not available online. Please download and complete the paper form, or call 210.207.6459 to request an appointment.

Paper Form

Step 1.What You Need to Know

If you have submitted an application in 2019, there is no need to reapply as your application is still under review.

 Program eligibility requirements include but are not limited to:

  • Property must be within San Antonio city limits (Districts 1-10)
  • Must have a current year Homestead Exemption on the property
  • Property taxes must be current (or must have proof of payment plan or deferral)
  • Be a US citizen or Legal Resident
  • Property must be solely owned and occupied (all owner(s) must reside there)
  • Home must be less than 1700 sq. ft. Must meet established HUD Income limits guidelines, or be over 62, or disabled or a Veteran
  • Gross income must not exceed 80% of the Area Median Income (AMI)
  • Property cannot have Metal Roof, Gravel Roof, Clay Tiles, or Wood Shingles

Step 2.How it Works

  • The Under 1 Roof Program fully replaces worn and damaged roofs with new, energy-efficient asphalt shingle roofs for qualified homeowners.
  • If qualified, the City of San Antonio will place a Restrictive Covenant, signed by homeowner(s), requiring homeowner(s) to maintain property as a homestead and continue to pay property taxes for five years from project completion.
  • Applications are accepted and processed until funding is exhausted.

Step 3.Complete Request

Download and complete the form. Forms can be returned to 1400 S. Flores St. San Antonio, TX 78204.

Application Checklist

  • Completed & Signed Application
  • Copy of Property Insurance declaration page if currently insured
  • Current Picture ID or Driver’s License for all homeowners
  • 3 Months Worth of current paystubs for all occupants in household (must be current and consecutive)
    • Only if self-employed: Copy of most recent Income Tax Return
  • Current Award Letter from Social Security, Retirement Benefits, or Child Support
  • Current Award Letter for any state or federal assistance program.
    • Provide documentation from the supportive agency stating the current amount being received or awarded for all occupants. (SNAP, TANIF, Medicaid, Etc.) 

Step 4.What Happens Next

Please allow up to six months for application processing. The program is first come first serve and demand is high. There are many applications on the list for service.  

  1. All applications will be reviewed in order of application date by district.
  2. Application is reviewed for completeness, homestead exemption, current taxes, and square footage.
  3. Based on application date, title review will be processed to confirm 100% ownership of the home.
  4. After title clearance is confirmed, application will be reviewed for income verification and insurance confirmation, when applicable.
  5. Homeowner will be contacted by phone or letter regarding application approval or denial.
  6. Once homeowner is qualified, contractor will review the roof and create an estimate of materials and cost.
  7. If estimate is approved, the homeowner will be contacted to sign the Program Agreement and Restrictive Covenant before work can be completed.
  8. Contractor will complete the roof replacement, and Restrictive Covenant will become active for five years.

Phone

Please call 210.207.6459 to request an appointment.

In Person

Please call 210.207.6459 to request an appointment.